All people whether in management or in labor are motivated by the same principles. One of those principles can be expressed as self-advantage. In other words, what is it worth to me if I do something. Actually, that is a healthy motivation as it implies a thoughtful volitional behavior motivator. A normal person wants to know why he should save and why he should increase his productivity.
Will he get more interest and be rewarded for depriving himself of a new car if he saves the money that he would have spent on the new car by opening a trust fund for his family? Will he be given a raise at work if he increases his productivity or will his productivity be averaged in with the productivity of the workers and his efforts not even be known let alone recognized. Might his productivity cause jealousy among other workers or even management and risk his job? A person whether in labor or in management is motivated by the same principles if he is intelligent and aware of his position in society. The question remains, however, how to increase both savings and productivity in spite of the situations that exist in society.
One way to increase both savings and productivity is to offer a bonus to employees who make an effort to increase productivity. That bonus can be given in a bank savings account opened by the company on behalf of the employee. All bonus’ to the employee would be deposited in the employees special company opened bank account. There might be a time limit on when the employee can access his bonus. That would increase the employees savings and would also increase his productivity since he would know how much was being deposited in his company given bonus financed bank account.